Stellar Dragons

D&D 3.5 SRD: Treasure

Treasure Overview

This material is Open Game Content, and is licensed for public use under the terms of the Open Game License v1.0a.

TREASURE

MONSTERS WITH TREASURE

Every monster has a treasure rating (indicating how much treasure it has, although for some creatures the rating is “None”). The tables found below are used to determine the specifics. After referencing the level and kind of treasure (coins, goods, items) found in the creature’s description, roll on the appropriate row and columns of the proper table.

When generating an encounter dealing with monsters away from their lair, remember that a creature only takes what it can easily carry with it. In the case of a creature that cannot use treasure, that generally means nothing. The monster safeguards or hides its treasure as well as it can, but it leaves it behind when outside the lair.

Using the Treasure Table

Cross-reference the level of the treasure on the left with the type of treasure. The level of the treasure is equal to the CR of the monsters in the encounter. A standard treasure (one that includes coins, goods, and items) requires three rolls, one for each category.

Table: Treasure Values per Encounter

Encounter LevelTreasure per EncounterEncounter LevelTreasure per Encounter
1300 gp11 7,500 gp
2600 gp12 9,800 gp
3900 gp13 13,000 gp
41,200 gp14 17,000 gp
51,600 gp15 22,000 gp
62,000 gp1628,000 gp
72,600 gp17 36,000 gp
83,400 gp18 47,000 gp
94,500 gp19 61,000 gp
105,800 gp20 80,000 gp

On average, the PCs should earn one treasure suitable to their level for each encounter they overcome.

Table: Average Treasure Results

TypeAverage Result
Gem 275 gp
Art object 1,100 gp
Mundane item 350 gp
Minor magic item 1,000 gp
Medium magic item 10,000 gp
Major magic item 40,000 gp

Table: Treasure

Leveld%–—Coins –—d%Goodsd%Items
1st01–14—01–90—01–71 —
 15–291d6 x 1,000 cp91–951 gem72–95 1 mundane
 30–521d8 x 100 sp96–1001 art96–100 1 minor
 53–952d8 x 10 gp   
 96–1001d4 x 10 pp   
2nd01–13—01–81—01–49 —
 14–231d10 x 1,000 cp82–951d3 gems50–85 1 mundane
 24–432d10 x 100 sp96–1001d3 art86–100 1 minor
 44–954d10 x 10 gp   
 96–1002d8 x 10 pp   
3rd01–11—01–77—01–49 —
 12–212d10 x 1,000 cp78–951d3 gems50–79 1d3 mundane
 22–414d8 x 100 sp96–1001d3 art80–100 1 minor
 42–951d4 x 100 gp   
 96–1001d10 x 10 pp   
4th01–11—01–70—01–42 —
 12–213d10 x 1,000 cp71–951d4 gems43–62 1d4 mundane
 22–414d12 x 1,000 sp96–1001d3 art63–100 1 minor
 42–951d6 x 100 gp   
 96–1001d8 x 10 pp   
5th01–10—01–60—01–57 —
 11–191d4 x 10,000 cp61–951d4 gems58–67 1d4 mundane
 20–381d6 x 1,000 sp96–1001d4 art68–100 1d3 minor
 39–951d8 x 100 gp   
 96–1001d10 x 10 pp   
6th01–10—01–56—01–54 —
 11–181d6 x 10,000 cp57–921d4 gems55–59 1d4 mundane
 19–371d8 x 1,000 sp93–1001d4 art60–99 1d3 minor
 38–951d10 x 100 gp1001 medium 
 96–1001d12 x 10 pp   
7th01–11—01–48—01–51 —
 12–181d10 x 10,000 cp49–881d4 gems52–97 1d3 minor
 19–351d12 x 1,000 sp89–1001d4 art98–100 1 medium
 36–932d6 x 100 gp   
 94–1003d4 x 10 pp   
8th01–10—01–45—01–48 | —
 11–151d12 x 10,000 cp46–851d6 gems49–96 | 1d4 minor
 16–292d6 x 1,000 sp86–1001d4 art97–100 | 1 medium
 30–872d8 x 100 gp   
 88–1003d6 x 10 pp   
9th01–10—01–40—01–43 —
 11–152d6 x 10,000 cp41–801d8 gems44–91 1d4 minor
 16–292d8 x 1,000 sp81–1001d4 art92–100 1 medium
 30–855d4 x 100 gp   
 86–1002d12 x 10 pp   
10th01–10—01–35—01–40 —
 11–242d10 x 1,000 sp36–791d8 gems41–88 1d4 minor
 25–796d4 x 100 gp80–1001d6 art89–99 1 medium
 80–1005d6 x 10 pp1001 major 
11th01–08—01–24—01–31 —
 09–143d10 x 1,000 sp25–741d10 gems32–84 1d4 minor
 15–754d8 x 100 gp75–1001d6 art85–98 1 medium
 76–1004d10 x 10 pp99–1001 major 
12th01–08—01–17—01–27 —
 09–143d12 x 1,000 sp18–701d10 gems28–82 1d6 minor
 15–751d4 x 1,000 gp71–1001d8 art83–97 1 medium
 76–1001d4 x 100 pp98–1001 major 
13th01–08—01–11—01–19 —
 09–751d4 x 1,000 gp12–661d12 gems20–73 1d6 minor
 76–1001d10 x 100 pp67–1001d10 art74–95 1 medium
 96–1001 major   
14th01–08—01–11—01–19 —
 09–751d6 x 1,000 gp12–662d8 gems20–58 1d6 minor
 76–1001d12 x 100 pp67–1002d6 art59–92 1 medium
 93–1001 major   
15th01–03—01–09—01–11 —
 04–741d8 x 1,000 gp10–652d10 gems12–46 1d10 minor
 75–1003d4 x 100 pp66–1002d8 art47–90 1 medium
 91–1001 major   
16th01–03—01–07—01–40 —
 04–741d12 x 1,000 gp08–644d6 gems41–46 1d10 minor
 75–1003d4 x 100 pp65–1002d10 art47–90 1d3 medium
 91–1001 major   
17th01–03—01–04—01–33 —
 04–683d4 x 1,000 gp05–634d8 gems34–83 1d3 medium
 69–1002d10 x 100 pp64–1003d8 art84–100 1 major
18th01–02—01–04—01–24 —
 03–653d6 x 1,000 gp05–543d12 gems25–80 1d4 medium
 66–1005d4 x 100 pp55–1003d10 art81–100 1 major
19th01–02—01–03—01–04 —
 03–653d8 x 1,000 gp04–506d6 gems05–70 1d4 medium
 66–1003d10 x 100 pp51–1006d6 art71–100 1 major
20th01–02—01–02—01–25 —
 03–654d8 x 1,000 gp03–384d10 gems26–65 1d4 medium
 66–1004d10 x 100 pp39–1007d6 art66–100 1d3 major

For treasures above 20th level, use the 20th-level row and then add a number of random major items.

LevelMagic ItemsLevelMagic ItemsLevelMagic Items
21st+125th+928th+23
22nd+226th+1229th+31
23rd+427th+1730th+42
24th+6    

Table: Gems

d%ValueAverageExamples
01–254d4 gp10 gp Banded, eye, or moss agate; azurite; blue quartz; hematite; lapis lazuli; malachite; obsidian; rhodochrosite; tiger eye turquoise; freshwater (irregular) pearl
26–502d4 x 10 gp50 gp Bloodstone; carnelian; chalcedony; chrysoprase; citrine; iolite, jasper; moonstone; onyx; peridot; rock crystal (clear quartz); sard; sardonyx; rose, smoky, or star rose quartz; zircon
51–704d4 x 10 gp100 gp Amber; amethyst; chrysoberyl; coral; red or brown-green garnet; jade; jet; white, golden, pink, or silver pearl; red spinel, red-brown or deep green spinel; tourmaline
71–902d4 x 100 gp500 gp Alexandrite; aquamarine; violet garnet; black pearl; deep blue spinel; golden yellow topaz
91–994d4 x 100 gp1,000 gp Emerald; white, black, or fire opal; blue sapphire; fiery yellow or rich purple corundum; blue or black star sapphire; star ruby
1002d4 x 1,000 gp5,000 gp Clearest bright green emerald; blue-white, canary, pink, brown, or blue diamond; jacinth

Table: Art Objects

d%ValueAverage Examples
01–101d10 x 10 gp55 gp Silver ewer; carved bone or ivory statuette; finely wrought small gold bracelet
11–253d6 x 10 gp105 gp Cloth of gold vestments; black velvet mask with numerous citrines; silver chalice with lapis lazuli gems
26–401d6 x 100 gp350 gp Large well-done wool tapestry; brass mug with jade inlays
41–501d10 x 100 gp550 gp Silver comb with moonstones; silver-plated steel longsword with jet jewel in hilt
51–602d6 x 100 gp700 gp Carved harp of exotic wood with ivory inlay and zircon gems; solid gold idol (10 lb.)
61–703d6 x 100 gp1,050 gp Gold dragon comb with red garnet eye; gold and topaz bottle stopper cork; ceremonial electrum dagger with a star ruby in the pommel
71–804d6 x 100 gp1,400 gp Eyepatch with mock eye of sapphire and moonstone; fire opal pendant on a fine gold chain; old masterpiece painting
81–855d6 x 100 gp1,750 gp Embroidered silk and velvet mantle with numerous moonstones; sapphire pendant on gold chain
86–901d4 x 1,000 gp2,500 gp Embroidered and bejeweled glove; jeweled anklet; gold music box
91–951d6 x 1,000 gp3,500 gp Golden circlet with four aquamarines; a string of small pink pearls (necklace)
96–992d4 x 1,000 gp5,000 gp Jeweled gold crown; jeweled electrum ring
1002d6 x 1,000 gp7,000 gp Gold and ruby ring; gold cup set with emeralds

Table: Mundane Items

d%Mundane Item
01–17 Alchemical item
01–12 Alchemist’s fire (1d4 flasks, 20 gp each)
13–24 Acid (2d4 flasks, 10 gp each)
25–36 Smokesticks (1d4 sticks, 20 gp each)
37–48 Holy water (1d4 flasks, 25 gp each)
49–62 Antitoxin (1d4 doses, 50 gp each)
63–74 Everburning torch
75–88 Tanglefoot bags (1d4 bags, 50 gp each)
89–100 Thunderstones (1d4 stones, 30 gp each)
18–50 Armor (roll d%: 01–10 = Small, 11–100 = Medium)
01–12 Chain shirt (100 gp)
13–18 Masterwork studded leather (175 gp)
19–26 Breastplate (200 gp)
27–34 Banded mail (250 gp)
35–54 Half-plate (600 gp)
55–80 Full plate (1,500 gp)
81–90 Darkwood
01–50 Buckler (205 gp)
51–100 Shield (257 gp)
91–100 Masterwork shield
01–17 Buckler (165 gp)
18–40 Light wooden shield (153 gp)
41–60 Light steel shield (159 gp)
61–83 Heavy wooden shield (157 gp)
84–100 Heavy steel shield (170 gp)
51–83 Weapons
01–50 Masterwork common melee weapon
51–70 Masterwork uncommon weapon
71–100 Masterwork common ranged weapon
84–100 Tools and gear
01–03 Backpack, empty (2 gp)
04–06 Crowbar (2 gp)
07–11 Lantern, bullseye (12 gp)
12–16 Lock, simple (20 gp)
17–21 Lock, average (40 gp)
22–28 Lock, good (80 gp)
29–35 Lock, superior (150 gp)
36–40 Manacles, masterwork (50 gp)
41–43 Mirror, small steel (10 gp)
44–46 Rope, silk (50 ft.) (10 gp)
47–53 Spyglass (1,000 gp)
54–58 Artisan’s tools, masterwork (55 gp)
59–63 Climber’s kit (80 gp)
64–68 Disguise kit (50 gp)
69–73 Healer’s kit (50 gp)
74–77 Holy symbol, silver (25 gp)
78–81 Hourglass (25 gp)
82–88 Magnifying glass (100 gp)
89–95 Musical instrument, masterwork (100 gp)
96–100 Thieves’ tools, masterwork (50 gp)

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